The Hanover Insurance Group has partnered with OMS National Insurance Company (OMSNIC) to offer property and casualty insurance products and service solutions to OMSNIC's insured oral and maxillofacial surgeons.
The Hanover products will be distributed through OMSNIC and Hanover's independent agents. Hanover is offering OMSNIC a group dividend for workers compensation, business owner's policy coverage enhancements, and risk management solutions.
Specific enhancements include the following:
- Workers' compensation group dividend program
- Replacement cost plus 15% for defined dental equipment
- Broad form water damage
- Identity theft cost reimbursement
- Increased electronic data, virus, and hacking coverage
- Valuable papers redefined to include dental records
- Optional per diem form
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